You don’t need a new policy.
You need to know what your current one won’t cover.
Our Risk Audit cuts through the binder fluff and exposes the gaps, the exclusions, and the quiet little lines that sink claims.
We call it a 7-point dissection not a review.
For businesses ready to move from reactive insurance to proactive protection.
Tier 2 gives you year-round risk oversight, policy lifecycle management, and a team that doesn’t just flag problems, we solve them. It includes everything in Tier 1, plus the strategy, automation, and hands-on advisory needed to stay protected while you scale..
Tailored Pricing – For Businesses with Complex Needs
Your business has layers, additional locations, investment arms, or multiple entities. Tier 3 is built to protect them all.
This add-on tier extends your risk strategy across everything you’ve built. Whether you're managing a growing DSO group, a real estate portfolio, or multiple verticals under one brand, Tier 3 gives you clarity, continuity, and control.
We begin with an initial consultation to understand your business operations, industry requirements, and current insurance needs. During this intake phase, you'll provide your existing policies and relevant business documentation for our team to review and prepare for comprehensive analysis
We conduct a thorough discovery phase that includes a full comprehensive audit of your current insurance portfolio. This in-depth analysis provides detailed findings, risk analysis, and strategic recommendations to identify potential areas of exposure and coverage gaps in your current program.
If you choose to go to market for new coverage, we provide access to an appointed agent with connections to 300+ admitted and non-admitted carriers. This extensive network ensures you receive competitive quotes and optimal coverage options tailored to your specific risk profile and business needs.
We work directly with the agent to analyze each policy proposal before submitting it to you for review. This ensures you receive nothing less and nothing more than what you need - optimal coverage that's precisely tailored to your business requirements without unnecessary gaps or redundancies.
As your business evolves, so should your coverage. Our monthly policy management ensures your insurance stays aligned with operational changes—whether you're expanding locations, hiring staff, or signing new contracts. We track endorsements, monitor loss runs, manage claims, and deliver updated COIs and insurance documents directly to your vendors. With proactive oversight and monthly access to our team, we help you avoid coverage gaps before they happen.
